Extra Schooling or Not

Some people think you should enter the work force as soon as possible because it increases the number of years you have to work and earn income.  Others believe you should complete as much education as you can before entering the work force.

Which do you think is more important, getting into the work force as soon as you can or completing as much education as you can?

It's Time to Think and Apply

Part 1:

Yesterday we talked about how to become a millionaire.  There were four (4) aspects that were involved with becoming a millionaire: time, rate of return, inflation, and education.

Please explain how each affect your chances of becoming a millionaire.

Part 2:

Homework answer

Retirement

In your Journal I would like to to FREE WRITE about what your retirement years might look like.

1.  Free writing is a pre-writing technique in which a person writes continuously for a set period of time without regard to spelling, grammar, or topic.

2.  Assume the following:
                         -  You have saved a million dollars
                         -  You are healthy
                         -  You are 65 years old

3.  Let the word flow, there is no wrong answer, only lack of trying

Success

What is your definition of success in this class and how can you achieve it?  

             -  In WORD not GOOGLE DRIVE

             -  Create a new folder and call it Mr Cap is Rad

             -  Save the WORD document as Journal in that new folder

             -  Type today's date

             -  List the ways that you can achieve success
         
             -  Type a paragraph using the above list to tell me how you can achieve success

Credit Cards

Evaluate three credit card offers by filling out the chart below.  Summarize your results by answering the questions that follow.

Card Costs and Features	Card 1	Card 2	Card 3
Interest Rate (APR)
Balance Calculation Method
Duration of Grace Period
Annual Fee
Late Fee
Cash Advance Fee
Over the Limit Fee
Transaction Fee
Minimum Finance Charge
Any Special Offers?

What words or terms were new to you?

Are the offers alike or different? Explain your answer.

What hidden fees increase the cost of using credit?

Was the information easy to find and understand? Explain your answer.

Which credit card would you choose and why?

Why is it important to compare credit card offers before signing up for one?

Employer Benefits

When looking for a job, why are a company's benefits just as important as the money you will earn working for them?

Would you rather be a salary employee or an hourly employee?

Besides health care, what other employee benefit AND fringe benefit would you like to have?

Inflation, what does it mean?

In your Critical Thinking Document, describe what this cartoon is saying?

Sentences:

1-2 sentences -- Describe the cartoon 

2-3 sentences -- What is this cartoon portraying?